It’s often said that getting engaged is easy. The difficult part is what comes next! As soon as you ask the question you will have to begin planning for your wedding, and one of the most important factors is getting your finances in order. Although this is an exciting time for you and your partners, you must not become overwhelmed by the responsibility.

With all the excitement around the wedding plans it’s easy to forget something or simply not realise that a decision had to be made. This article will provide you with a checklist that will help you keep track of all the big decisions and help ensure you don’t forget anything.

1. Merge finances. Honesty is the key here. Talk through your spending and saving habits declaring any debts and assets you may have. This can be one of the hardest things to do but once everything is in the open it will be much clearer.

2. Budget for your wedding – Weddings are very expensive affairs but it’s important that you don’t spend above your means. Review your finances and set yourself a limit on what you can afford and stick to it! This may mean you have to make sacrifices but it’s better this than start your marriage in debt.

3. Should you have a prenuptial agreement? There is not much that can destroy the romantic flow of an evening like either party bringing up the topic of prenuptial agreements. Regardless of this it’s a subject that should be discussed and both parties should be made aware of the advantages/disadvantages.

4. Merge Monies. It shows a great deal of commitment if you are prepared to share bank accounts with any other person and shows that you want to be with them for a while to come.

5. Review your tax situation – There are often tax breaks available for married couples so you should consult your local tax office office. A qualified account will also be able to offer advice so if in doubt get a third opinion.

Marriage is important so make sure you make the right decision. This article is written by a family planning expert who also has experience in samsung unlocking.